I don't know about you, but I get preapproved credit card offers ALL THE TIME. Not only is it really annyoing, but it also actually hurts your credit--those credit card companies screen your credit each time they send one out. SO, I just found out how to avoid it all and get off their "mailing list!!' (the credit bureaus have you on a list that they give to credit card companies and insurance companies that allows them to prescreen).
www.optoutprescreen.com
Best kept secret. Register to opt out here and you'll have less junk mail. It will also raise your credit score between 5-10 points in the first month--that's a plus!
Anyway, just thought I'd share!
Goals for 2025
1 year ago
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